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You Must Be This Tall to Ride
Do you remember going to the State Fair or Six Flags as a child? There was a terrific ride your older siblings were going on but there, at the entrance gate, was a sign that read “You must be this tall to ride.” After standing in line and thinking you had just about made it, [...]
Keep Track of Improvements
People are staying longer in their homes according to the National Association of Realtors and the U.S. Census. Over time, even a modest appreciation could result in a significant gain and homeowners should have a strategy to minimize possible taxes. Maintenance on a principal residence is not deductible but improvements can add to the basis [...]
7 Reasons for FHA Assumptions
FHA loans that originated with lower interest rates have great advantages for buyers and sellers. Interest rate won’t change for qualified buyer Lower interest rate means lower payments Lower closing costs than originating a new mortgage Easier to qualify for an assumption than a new loan Lower interest rate loans amortize faster than higher ones [...]
Home Energy Audit
With the exception of a mortgage payment, the largest homeowner expense is utilities; and energy is the major component. There are lots of contributing factors such as air leaks, insulation, heating and cooling equipment, water heaters and lighting. It’s estimated that 75% of the electricity to power home electronics is consumed when the products are [...]
Converting a Home to a Rental
What’s keeping you from taking advantage of the low prices and mortgage rates available today? Concerned that you may need to sell in a few years and won’t be able to get your equity out of your home? Suppose a buyer purchases a home and finds out that they need to move in two years. [...]
